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Banking

Hold cash. Send money.
Spend anywhere.

A full cash management account. Direct deposit, bill pay, peer-to-peer transfers, and a card that works everywhere Visa is accepted.

Cash Account

FDIC-insured through partner banks. Direct deposit with early access. No minimum balance. No monthly fees. No overdraft fees.

Settlement Card

Visa debit and credit. Tap to pay with Apple Pay and Google Pay. Real-time transaction notifications. Instant virtual card issuance.

Transfers

Send money to anyone instantly. ACH, wire, and peer-to-peer. Cross-border transfers get their own jurisdiction resolution. No hidden fees.

Bill Pay

Pay any biller directly from your account. Schedule recurring payments. Auto-pay with smart reminders. Every payment generates a tax-ready record.

Savings Vaults

Create named savings vaults with target goals. Competitive APY on idle cash. Round-up investing from card purchases.

Crypto Wallet

Custodial and self-custody options. Send, receive, and swap. Staking with automatic reward tracking. Full tax lot accounting via Veritas.