Security & Regulation
Built for regulators.
Designed for people.
Every regulatory requirement is handled by the infrastructure, not bolted on after the fact. You get a simple app. Regulators get complete transparency.
FDIC Insured
Cash balances held at FDIC-insured partner banks. Up to $250,000 in standard coverage per depositor, per bank. Multi-bank sweep for higher coverage limits.
SIPC Protected
Securities held in brokerage accounts protected by SIPC up to $500,000 (including $250,000 for cash). Clearing through a registered broker-dealer.
KYC / AML / BSA
Identity verification, sanctions screening, and transaction monitoring powered by ComplianceOS. FinCEN MSB registration. State money transmitter licenses.
FINRA / SEC Registered
Brokerage services through a FINRA-registered broker-dealer. SEC Rule 15c3-1 net capital compliance. Best execution obligation.
Crypto Licensing
FinCEN MSB registration. State-by-state money transmitter licensing. BitLicense where required. MiCA compliance for EU expansion.
Tamper-Evident Audit
Every transaction, every state change, every access event is recorded in a hash-chained, immutable audit log. SOC 2 Type II. ISO 27001 certified infrastructure.